Free tool · Step 3: Crush your debt
Debt Payoff Calculator
Enter your debts and see your debt-free date with the Snowball and Avalanche methods, side by side. Free, no signup, nothing is saved.
| Debt | Balance ($) | Rate (APR %) | Min. payment ($/mo) |
|---|
The example numbers are made up. Replace them with yours.
Next step
Want to track it month by month?
The Debt Payoff Tracker for Google Sheets and Excel does this math every month: your debt-free date updates as you pay, it compares Snowball, Avalanche or a Custom order, and tells you which debt to focus on this month.